Vista Financial Planning Consultants 22249 Warmlands Ave John Howells has 25 years of experience providing financial strategies, products and services including life insurance, annuities and investments, college, estate, retirement and business planning. He offers personal financial public workshops in the Northern San Diego area and continuing education courses for CPAs. Vista CA Financial Planning Consultants Mony Group www.johnhowells.com John Howells John F. Howells San Diego North Annuities Seminar Workshop Cal State Palomar CFP Certified Financial Planner Life Insurance IRA Roth Disability Insurance Pension Retirement Plan Financial Planning Fee Deferred Compens John Howells John F. Howells San Diego North Annuities Seminar Workshop Cal State Palomar CFP Certified Financial Planner Life Insurance IRA Roth Disability Insurance Pension Retirement Plan Financial Planning Fee Deferred Compens Business Reviews Mony Group Testimonials